Welcome to the Resource Center

Use our Resource Center to find information and links to outside resources that will help your personal financial situation. For more information, call 1-888-282-5899.

Get A Free Credit Report

Everyone is entitled to receive a free copy of their credit report once a year from each of the three major credit reporting agencies; Equifax, Experian and TransUnion. Find out how to get your report and some information on what to expect when you get it. More...

Don't Fear Credit, Know Your Rights

Know Your Rights - Fair Debt Collection Practices Act (FDCPA) - The law outlines consumers' rights to dispute overdue bills placed with collection agencies, an original credit using a different name to collect the debt, or a lawyer collecting a debt for a creditor.
Know Your Rights - Fair Credit Reporting Act (FCRA) - This Act gives you the right to learn what credit information is being distributed about you to credit reporting agencies and establishes procedures for correcting errors in your credit record and protects your privacy.
Know Your Rights - Fair Credit Billing Act (FCBA) - This Act regulates all credit and charge card billings related to frudulent or improper use of your credit card.
Know Your Rights - Truth in Lending Act (TILA) - The Truth in Lending Act (TILA) covers many different areas of lending. It has rules that apply to credit card lending (open ended loans), mortgage lending (closed ended loans) and other types of loans.

National Resources:

AFS has compiled a list of valuable national resources. Click here to find the resources available to you.

Letters & Forms

AFS is working hard to provide our clients with the most comprehensive forms to help you tackle your debt.

Please check back soon for letters and forms that you can use to communicate with creditors and agencies.

About Us | Privacy Policy | Your Rights | Employment | Financial Calculators

Not all services available in all states. Fees may apply for certain services, including debt management plan services. Eligibility requirements, terms and conditions apply. Individual results may vary depending upon a number of factors, including creditor participation and your financial situation. Establishment of a debt management plan may adversely affect your credit rating or credit score. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Ask us for details. We have recently made some changes to our Privacy Policy, please click on the Privacy Policy link above to view these changes.

Mississippi Licensed Debt Management Service Provider, Licensed by Vermont Department of Banking. Licensed by the New York Department of Banking. NOT A LOAN COMPANY - WE DO NOT LEND MONEY. The Commissioner of Financial Regulation for the State of Maryland will accept all questions and complaints from Maryland residents regarding American Financial Solutions (License No.14-18) at 500 North Calvert Street, Room 402, Baltimore, MD 21202, phone number 1-888-784-0136. Corporate Address: AFS 2815 2nd Ave., Suite 280, Seattle, WA 98121. Counseling Center Located at 263 4th Street, Bremerton WA 98337. Copyright © 2006 - American Financial Solutions is a division of the North Seattle Community College Foundation.